If you have turned on the news anytime in the last 3 or 4 years, you know just how big of a problem identity theft can be. We have heard time and again about companies that have “lost” the records of their credit card customers. That means that all of that data is floating around out there, where crooks can get a hold of it, and use if for their own dishonest purposes.

This can also be a huge problem for people who do a lot of work, or shopping online. We have a tendency to order products (informational products, or real products) online to help us with our online businesses, and we often enter our credit card numbers without even thinking about it. Most of the vendors online are completely honest, and on the up and up. But there are certainly scammers out there who will use the information that you enter into their web form for stealing your identity.

That’s where LifeLock comes in! LifeLock provides protection against identity theft, and guarantees their service up to $1,000,000. You may have heard the advertisements for this company on the radio. It is the commercial where the owner is giving out his Social Security number, just to show that he has enough confidence in his product to know that scammers cannot do anything to steal his identity.

You can make sure that your information cannot be used later for stealing money, making fraudulent charges, or opening new credit accounts by enrolling in this service.

Here is a quote from their website, explaining exactly what it is that they are able to do for you:

First, we ask the credit bureaus to set free fraud alerts on your behalf. Usually, this is done through our automated systems and the alerts are set within an hour. From time to time there may be a hitch and we have to do the first one manually, usually because they have a different address on file for you. If this happens, we’ll tell you right away and do what needs to be done to get the alerts set. (In case you’re wondering, we don’t charge anything more for this and our Total Service Guarantee is still in effect from day one.)

Second, unless your circumstances change and you tell us not to, every 90 days or so we ask the credit bureaus to do it again. You can do this for free if you’d prefer, but we make sure it gets done and that it gets done right. That’s where the oil change analogy we were talking about kicks in.

Third, we request that your name be removed from pre-approved credit card and junk mail lists and we keep making the requests as they expire. Statistics show that this is one of the many ways that thieves hijack identities. Plus, all that mail is just so irritating. Many of our members tell us that this alone is worth the price. If you are a do-it-yourselfer, you can do this for free, but why not let us do it for you?

Fourth, we order your free credit reports on your behalf from the major credit bureaus and they are sent directly to you. We do this every year. You can also do this yourself for free (Pennzoil anyone?).

Fifth, hassling with lost or stolen wallets is no longer a problem with WalletLock™. If ever your wallet goes missing, just give us a call - anytime, anywhere - and a WalletLock specialist will help you contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents*, including your credit/debit cards, driver’s license, social security card, insurance cards, checkbook - even travelers checks - at no additional cost.

Last, but certainly not least: If your Identity is stolen while you are a member of LifeLock, we’re going to do whatever it takes to recover your good name. If you need lawyers, we’re going to hire the best we can find. If you need investigators, accountants, case managers, whatever, they’re yours. If you lose money as a result of the theft, we’re going to give it back to you.

We will do whatever it takes to help you recover your good name and we will spend up to $1,000,000 to do it.

We don’t think you will see a guarantee like this anywhere else from any other company. If you do, let us know because we’d like to do business with them. There isn’t much fine print in our Guarantee. To see the details, click here. (Click on the “$1 Million Service Guarantee” tab)

If you have a reason to think that you will become a victim of Identity Theft, we can help you stop looking over your shoulder, because we’ve got your back.

This could be a great service, especially if you order a lot of products on the internet. For a mere $10 per month, you can have peace of mind. Click on the ad above, and try it out. If it is not right for you, you can always cancel your account…there is no obligation!